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	<title>Smart First Time Buyer</title>
	<link>http://smartfirsttimebuyer.ca</link>
	<description>Just another WordPress weblog</description>
	<lastBuildDate>Wed, 23 Dec 2009 01:49:23 +0000</lastBuildDate>
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	<item>
		<title>What is a Credit Score</title>
		<description>

If you are considering buying a home don't forget about the importance of your credit score. This video explains what a credit score is and where it comes from. </description>
		<link>http://smartfirsttimebuyer.ca/?p=162</link>
			</item>
	<item>
		<title>Smart First Time Home Buyer &#8211; Podcast</title>
		<description>
Listen to the Show Now


Join Scott Peckford for the only podcast focused exclusively on first time home buyers.
Listen to the latest episode below or  </description>
		<link>http://smartfirsttimebuyer.ca/?p=152</link>
			</item>
	<item>
		<title>First Time Buyer &#8211; Real Estate Tip &#8211; Location</title>
		<description>

If you are considering buying a home don't forget about the importance of location. A busy street is likely to be less desirable and less marketable if you ever need, or want to sell. This video highlights one of the dangers of living on a busy street. </description>
		<link>http://smartfirsttimebuyer.ca/?p=138</link>
			</item>
	<item>
		<title>The 3 Types of Down Payment</title>
		<description>

Down payments are generally one of the hardest hurdles for first time buyers to clear when getting into a new home. This video will attempt to explain some of the nuances of down payment and how you have more options than you may realize.

This video will answer the following:

What are ...</description>
		<link>http://smartfirsttimebuyer.ca/?p=66</link>
			</item>
	<item>
		<title>Proper Pre-Approval</title>
		<description>

The most stressful mistake first time buyers make is not getting 'properly' pre-approved. This is probably one of the simplest  problems to solve, but you do need to understand how this works.

This video will answer the following

What is the difference between a pre-approval and a rate hold?
The number oneway ...</description>
		<link>http://smartfirsttimebuyer.ca/?p=63</link>
			</item>
	<item>
		<title>Variable vs Fixed – Which Rate is Best</title>
		<description>

Mortgages come with several different options. Open or closed, fixed or variable. This video will explain the differences so you can make an informed choice.

The video will answer the following:

	What is the difference between fixed and variable rate mortgages?
	What is the difference between an open and a closed mortgage?
	What do ...</description>
		<link>http://smartfirsttimebuyer.ca/?p=40</link>
			</item>
	<item>
		<title>Property Taxes –The Most Confusing Tax</title>
		<description>

Property Taxes are one of the most  confusing taxes you have to pay as a first time buyer. This video attempts to  demystify property taxes and prevent any surprises from happening to  you.

The video will answer the  following:

	What are property taxes?
	What is the best way to ...</description>
		<link>http://smartfirsttimebuyer.ca/?p=7</link>
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